Normally you could add things like ';insurance optional'; in the item description.
Normally I wouldn't worry about stating that it's optional. If someone wants the item insured then they will usually ask for it. With items of little value, there isn't much reason for using insurance to begin with.Listed an item for sale on Ebay?
There is a way to set insurance amount. I only use Turbo these days, but it has a way to do so. Here's a thought on that. In a delivery dispute, USPS always holds the seller responsible for undelivered goods anyway. Few eBay sellers seem to know this. That means you are actually responsible for insuring shipments whether you charge or not.
I usually just say in my description that the shipment is insured free. It only costs an extra 1.60 or so and it's worth it to me for it's promotional value. If the item is very inexpensive or you have many of them, you can easily self-insure. If you ship UPS, your shipment is automatically insured anyway.
If you can...
Edit the postal details
And add postal insurance if you can
That should be the solution
Sorry if that's not what you're looking for.
some people or sellers don't offer insurance on items
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